Is It Wise to Buy a Property in Spain Now? Smart Tips for Buyers

A Market on Fire: Why Prices Keep Rising
Spain's housing market is on a serious upswing. Prices jumped nearly 12.2% year‑on‑year in Q1 2025—marking the strongest increase in 18 years dreampropertiesvalencia.com+3elpais.com+3globalpropertyguide.com+3. Across the country, average prices are climbing, with hotspots like islands, Madrid, Barcelona, and coastal regions seeing hikes of 9–15% annually elpais.com. Low interest rates and foreign demand remain key triggers, and experts like CaixaBank and BBVA predict another 7–9% rise through 2025–26 es.wikipedia.org.
Key Takeaway:
Prices are still climbing fast, outpacing incomes. If you're thinking "wait for a dip"... you might have to wait a while.
Financing Realities: Mortgage Rates & Access
Still Affordable (But Trending Up)
Thanks to ECB rate cuts, new mortgages are around 2.5–3.9% for residents. Non-residents face slightly higher rates (up to 5%), and require a minimum of 30% down payment fluentfinanceabroad.com. The mortgage pipeline is buzzing—mortgage registrations surged 11% in Jan. 2025, the strongest uptake in five years .
But beware: these are for new loans. Existing mortgages are set to reprice higher, dragging on household budgets through 2030 ecb.europa.eu+1ft.com+1.
Supply Shortages: A Structural Problem
Simply: Not Enough Homes
Spain is experiencing a major structural deficit—hundreds of thousands of homes shortfall. Fewer than 130,000 new units were authorized in 2024, despite over 275,000 new households forming annually . Meanwhile, rental demand and short‑stay tourism are gobbling up housing fast, especially in major cities and Andalusia .
Hotspots & Gentrification
Madrid and Barcelona remain costly (>€5,000/m² in premium districts), while places like Andalucia offer rising rental yields thanks to tourism — but also increasing risk of displacement reuters.com+15engelvoelkers.com+15theluxuryplaybook.com+15.
Pros & Cons: Should You Buy Now?
Pros | Cons |
---|---|
Low mortgage rates | House prices soaring |
Rising rental yields (tourist zones) | High entry cost & down payment |
Strong market momentum | Risk of rising mortgage costs on older loans |
Long‑term appreciation | Tenant risks & regulation changes |
Your Checklist: Smart Buying Tips
Calculate total costs, not just purchase price—mortgage, taxes, maintenance.
Check mortgage type: fixed or variable? Your payments could jump later.
Location matters: internal demand in suburbs vs tourist boom zones.
Know your timeline: buying now benefits if you hold for 5+ years.
Final Words: Timing, Goals, and Noise
So, is it wise to buy property in Spain now? The data says prices are continuing to surge due to demand and a shortage of homes. Mortgage deals are still attractive—but may change soon. For long-term buyers or renters aiming to cash in on tourism, it can make sense.
But if you're looking to buy and flip quickly—or finance it poorly—you could be in trouble soon. Spain’s market is heating up—just be sure you're doing it smart.
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Is 165 cm normal for a 15 year old?
The predicted height for a female, based on your parents heights, is 155 to 165cm. Most 15 year old girls are nearly done growing. I was too. It's a very normal height for a girl.
Is 160 cm too tall for a 12 year old?
How Tall Should a 12 Year Old Be? We can only speak to national average heights here in North America, whereby, a 12 year old girl would be between 137 cm to 162 cm tall (4-1/2 to 5-1/3 feet). A 12 year old boy should be between 137 cm to 160 cm tall (4-1/2 to 5-1/4 feet).
How tall is a average 15 year old?
Average Height to Weight for Teenage Boys - 13 to 20 Years
Male Teens: 13 - 20 Years) | ||
---|---|---|
14 Years | 112.0 lb. (50.8 kg) | 64.5" (163.8 cm) |
15 Years | 123.5 lb. (56.02 kg) | 67.0" (170.1 cm) |
16 Years | 134.0 lb. (60.78 kg) | 68.3" (173.4 cm) |
17 Years | 142.0 lb. (64.41 kg) | 69.0" (175.2 cm) |
How to get taller at 18?
Staying physically active is even more essential from childhood to grow and improve overall health. But taking it up even in adulthood can help you add a few inches to your height. Strength-building exercises, yoga, jumping rope, and biking all can help to increase your flexibility and grow a few inches taller.
Is 5.7 a good height for a 15 year old boy?
Generally speaking, the average height for 15 year olds girls is 62.9 inches (or 159.7 cm). On the other hand, teen boys at the age of 15 have a much higher average height, which is 67.0 inches (or 170.1 cm).
Can you grow between 16 and 18?
Most girls stop growing taller by age 14 or 15. However, after their early teenage growth spurt, boys continue gaining height at a gradual pace until around 18. Note that some kids will stop growing earlier and others may keep growing a year or two more.
Can you grow 1 cm after 17?
Even with a healthy diet, most people's height won't increase after age 18 to 20. The graph below shows the rate of growth from birth to age 20. As you can see, the growth lines fall to zero between ages 18 and 20 ( 7 , 8 ). The reason why your height stops increasing is your bones, specifically your growth plates.